Call reports 2002
TIMBERLAND BANK — 2002
What TIMBERLAND BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,991,000 | 70,760,000 | 74,573,000 | 84,640,000 |
| Total loans | 48,797,000 | 54,413,000 | 61,023,000 | 72,207,000 |
| Allowance for loan losses | 525,000 | 585,000 | 644,000 | 775,000 |
| Securities available for sale | 7,449,000 | 8,082,000 | 8,226,000 | 7,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,996,000 | 62,813,000 | 66,110,000 | 74,960,000 |
| Interest-bearing deposits | 51,299,000 | 57,855,000 | 60,818,000 | 69,677,000 |
| Noninterest-bearing deposits | 4,697,000 | 4,958,000 | 5,293,000 | 5,284,000 |
| Equity capital | 5,269,000 | 7,288,000 | 7,451,000 | 8,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,113,000 | 3,336,000 | 4,684,000 |
| Interest expense | 542,000 | 1,033,000 | 1,564,000 | 2,111,000 |
| Net interest income | 456,000 | 1,080,000 | 1,772,000 | 2,573,000 |
| Noninterest income | 42,000 | 86,000 | 146,000 | 197,000 |
| Noninterest expense | 353,000 | 747,000 | 1,177,000 | 1,675,000 |
| Provision for loan losses | 55,000 | 117,000 | 189,000 | 342,000 |
| Pretax income | 90,000 | 302,000 | 552,000 | 753,000 |
| Income tax | 34,000 | 113,000 | 206,000 | 242,000 |
| Net income | 56,000 | 189,000 | 346,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,105,000 | 7,214,000 | 7,391,000 | 8,497,000 |
| Total capital | 5,630,000 | 7,799,000 | 8,035,000 | 9,272,000 |
| Risk-weighted assets | 46,450,000 | 55,826,000 | 57,851,000 | 70,096,000 |