Call reports 2026
HERTFORD SAVINGS BANK, SSB — 2026
What HERTFORD SAVINGS BANK, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 20,416,000 | 20,682,000 |
| Total loans | 13,880,000 | 14,640,000 |
| Allowance for loan losses | 135,000 | 135,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 1,632,000 | 1,620,000 |
| Trading assets | 0 | 0 |
| Total deposits | 18,195,000 | 18,481,000 |
| Interest-bearing deposits | 16,731,000 | 16,976,000 |
| Noninterest-bearing deposits | 1,464,000 | 1,505,000 |
| Equity capital | 2,196,000 | 2,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 249,000 | 507,000 |
| Interest expense | 115,000 | 231,000 |
| Net interest income | 134,000 | 276,000 |
| Noninterest income | 3,000 | 4,000 |
| Noninterest expense | 142,000 | 286,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -15,000 | -16,000 |
| Income tax | 0 | -4,000 |
| Net income | -15,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 2,196,000 | 2,198,000 |
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