Call reports 2022
HERTFORD SAVINGS BANK, SSB — 2022
What HERTFORD SAVINGS BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 15,738,000 | 16,006,000 | 16,039,000 | 15,227,000 |
| Total loans | 10,831,000 | 10,254,000 | 10,495,000 | 10,988,000 |
| Allowance for loan losses | 69,000 | 69,000 | 69,000 | 69,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,006,000 | 1,479,000 | 1,981,000 | 1,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,493,000 | 13,763,000 | 13,762,000 | 12,858,000 |
| Interest-bearing deposits | 12,265,000 | 12,558,000 | 12,388,000 | 11,634,000 |
| Noninterest-bearing deposits | 1,228,000 | 1,205,000 | 1,374,000 | 1,224,000 |
| Equity capital | 2,203,000 | 2,233,000 | 2,251,000 | 2,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 143,000 | 299,000 | 466,000 | 660,000 |
| Interest expense | 12,000 | 23,000 | 34,000 | 47,000 |
| Net interest income | 131,000 | 276,000 | 432,000 | 613,000 |
| Noninterest income | 1,000 | 1,000 | 2,000 | 26,000 |
| Noninterest expense | 122,000 | 231,000 | 367,000 | 496,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 46,000 | 68,000 | 143,000 |
| Income tax | 0 | 6,000 | 9,000 | 12,000 |
| Net income | 10,000 | 40,000 | 59,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,203,000 | 2,233,000 | 2,251,000 | 2,331,000 |
| Total capital | 2,272,000 | 2,302,000 | — | — |
| Risk-weighted assets | 8,416,000 | 7,837,000 | — | — |