Call reports 2006
HERTFORD SAVINGS BANK, SSB — 2006
What HERTFORD SAVINGS BANK, SSB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 14,263,000 | 14,298,000 | 14,015,000 | 14,216,000 |
| Total loans | 7,933,000 | 7,973,000 | 8,206,000 | 8,373,000 |
| Allowance for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Securities available for sale | 201,000 | 189,000 | 220,000 | 226,000 |
| Securities held to maturity | 307,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,357,000 | 12,395,000 | 12,045,000 | 12,246,000 |
| Interest-bearing deposits | 11,625,000 | 11,741,000 | 11,309,000 | 11,502,000 |
| Noninterest-bearing deposits | 732,000 | 654,000 | 736,000 | 744,000 |
| Equity capital | 1,852,000 | 1,855,000 | 1,909,000 | 1,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 395,000 | 605,000 | 816,000 |
| Interest expense | 99,000 | 210,000 | 324,000 | 444,000 |
| Net interest income | 92,000 | 185,000 | 281,000 | 372,000 |
| Noninterest income | 1,000 | 3,000 | 4,000 | 6,000 |
| Noninterest expense | 78,000 | 154,000 | 217,000 | 314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 34,000 | 68,000 | 64,000 |
| Income tax | 4,000 | 10,000 | 13,000 | 16,000 |
| Net income | 11,000 | 24,000 | 55,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,703,000 | 1,715,000 | 1,747,000 | 1,739,000 |
| Total capital | 1,822,000 | 1,829,000 | 1,875,000 | 1,869,000 |
| Risk-weighted assets | 5,994,000 | 5,871,000 | 5,759,000 | 5,846,000 |
Machine access — free, no API key
Every figure shown here about HERTFORD SAVINGS BANK, SSB — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.