Call reports 2025
SKOWHEGAN SAVINGS BANK — 2025
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 842,808,000 | 843,145,000 | 842,072,000 | 841,551,000 |
| Total loans | 621,805,000 | 617,669,000 | 611,232,000 | 613,369,000 |
| Allowance for loan losses | 6,140,000 | 6,101,000 | 6,039,000 | 5,952,000 |
| Securities available for sale | 151,448,000 | 154,791,000 | 154,567,000 | 156,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,198,000 | 706,708,000 | 716,196,000 | 709,375,000 |
| Interest-bearing deposits | 560,603,000 | 542,914,000 | 548,390,000 | 551,529,000 |
| Noninterest-bearing deposits | 164,595,000 | 163,794,000 | 167,806,000 | 157,846,000 |
| Equity capital | 106,845,000 | 110,106,000 | 114,782,000 | 117,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,530,000 | 19,353,000 | 29,336,000 | 39,434,000 |
| Interest expense | 2,548,000 | 5,114,000 | 7,560,000 | 9,954,000 |
| Net interest income | 6,982,000 | 14,239,000 | 21,776,000 | 29,480,000 |
| Noninterest income | 968,000 | 1,879,000 | 3,041,000 | 4,538,000 |
| Noninterest expense | 5,711,000 | 11,860,000 | 18,032,000 | 25,076,000 |
| Provision for loan losses | 123,000 | 113,000 | 68,000 | 26,000 |
| Pretax income | 1,977,000 | 5,165,000 | 8,709,000 | 11,435,000 |
| Income tax | 377,000 | 1,021,000 | 1,709,000 | 2,443,000 |
| Net income | 1,600,000 | 4,144,000 | 7,000,000 | 8,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,777,000 | 126,323,000 | 129,179,000 | 131,171,000 |
| Total capital | 130,371,000 | 132,688,000 | 135,623,000 | 137,498,000 |
| Risk-weighted assets | 607,930,000 | 606,697,000 | 598,731,000 | 598,571,000 |