Call reports 2022
SKOWHEGAN SAVINGS BANK — 2022
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 770,032,000 | 754,376,000 | 779,214,000 | 774,373,000 |
| Total loans | 500,390,000 | 515,186,000 | 529,131,000 | 544,282,000 |
| Allowance for loan losses | 5,904,000 | 5,911,000 | 5,884,000 | 5,861,000 |
| Securities available for sale | 177,594,000 | 174,728,000 | 160,900,000 | 156,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,375,000 | 650,205,000 | 683,500,000 | 673,912,000 |
| Interest-bearing deposits | 498,569,000 | 482,170,000 | 492,107,000 | 488,528,000 |
| Noninterest-bearing deposits | 161,806,000 | 168,035,000 | 191,393,000 | 185,384,000 |
| Equity capital | 96,137,000 | 89,980,000 | 83,123,000 | 87,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,948,000 | 12,141,000 | 18,708,000 | 25,630,000 |
| Interest expense | 278,000 | 534,000 | 835,000 | 1,372,000 |
| Net interest income | 5,670,000 | 11,607,000 | 17,873,000 | 24,258,000 |
| Noninterest income | 738,000 | 1,346,000 | 2,020,000 | 2,765,000 |
| Noninterest expense | 4,662,000 | 9,476,000 | 14,545,000 | 19,363,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 1,800,000 | 2,254,000 | 3,105,000 | 6,712,000 |
| Income tax | 354,000 | 419,000 | 572,000 | 1,136,000 |
| Net income | 1,446,000 | 1,835,000 | 2,533,000 | 5,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,143,000 | 104,531,000 | 105,231,000 | 108,272,000 |
| Total capital | 110,481,000 | 111,030,000 | 111,725,000 | 114,793,000 |
| Risk-weighted assets | 506,869,000 | 519,950,000 | 535,803,000 | 549,654,000 |