Call reports 2021
SKOWHEGAN SAVINGS BANK — 2021
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 744,283,000 | 754,167,000 | 771,745,000 | 780,419,000 |
| Total loans | 486,059,000 | 489,970,000 | 503,213,000 | 501,642,000 |
| Allowance for loan losses | 5,731,000 | 5,828,000 | 5,893,000 | 5,876,000 |
| Securities available for sale | 145,363,000 | 155,536,000 | 154,280,000 | 170,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,162,000 | 638,469,000 | 655,716,000 | 658,204,000 |
| Interest-bearing deposits | 388,476,000 | 402,708,000 | 400,288,000 | 494,778,000 |
| Noninterest-bearing deposits | 240,686,000 | 235,761,000 | 255,428,000 | 163,426,000 |
| Equity capital | 99,671,000 | 102,172,000 | 102,411,000 | 103,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,548,000 | 11,118,000 | 16,909,000 | 22,896,000 |
| Interest expense | 346,000 | 658,000 | 944,000 | 1,238,000 |
| Net interest income | 5,202,000 | 10,460,000 | 15,965,000 | 21,658,000 |
| Noninterest income | 722,000 | 1,442,000 | 2,487,000 | 3,371,000 |
| Noninterest expense | 4,231,000 | 8,697,000 | 13,477,000 | 19,137,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 2,525,000 | 4,390,000 | 5,829,000 | 7,652,000 |
| Income tax | 512,000 | 859,000 | 1,132,000 | 1,381,000 |
| Net income | 2,013,000 | 3,531,000 | 4,697,000 | 6,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,441,000 | 99,958,000 | 101,125,000 | 102,697,000 |
| Total capital | 104,006,000 | 105,644,000 | 107,054,000 | 108,957,000 |
| Risk-weighted assets | 444,442,000 | 454,146,000 | 473,764,000 | 500,636,000 |