Call reports 2020
SKOWHEGAN SAVINGS BANK — 2020
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 595,631,000 | 669,046,000 | 695,948,000 | 722,304,000 |
| Total loans | 466,856,000 | 481,702,000 | 482,475,000 | 476,808,000 |
| Allowance for loan losses | 5,160,000 | 5,394,000 | 5,630,000 | 5,661,000 |
| Securities available for sale | 78,316,000 | 85,131,000 | 90,733,000 | 130,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,838,000 | 547,744,000 | 572,669,000 | 596,058,000 |
| Interest-bearing deposits | 325,447,000 | 345,412,000 | 349,006,000 | 359,697,000 |
| Noninterest-bearing deposits | 153,391,000 | 202,332,000 | 223,663,000 | 236,361,000 |
| Equity capital | 94,217,000 | 96,592,000 | 97,206,000 | 100,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,861,000 | 11,503,000 | 17,137,000 | 22,783,000 |
| Interest expense | 759,000 | 1,321,000 | 1,775,000 | 2,176,000 |
| Net interest income | 5,102,000 | 10,182,000 | 15,362,000 | 20,607,000 |
| Noninterest income | 547,000 | 1,059,000 | 1,605,000 | 3,295,000 |
| Noninterest expense | 4,260,000 | 8,398,000 | 13,342,000 | 18,126,000 |
| Provision for loan losses | 394,000 | 638,000 | 881,000 | 975,000 |
| Pretax income | -2,330,000 | 585,000 | 1,646,000 | 4,805,000 |
| Income tax | -539,000 | 50,000 | 239,000 | 563,000 |
| Net income | -1,791,000 | 535,000 | 1,407,000 | 4,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,394,000 | 92,719,000 | 93,592,000 | 96,428,000 |
| Total capital | 95,379,000 | 98,074,000 | 99,109,000 | 101,877,000 |
| Risk-weighted assets | 398,238,000 | 427,968,000 | 440,771,000 | 435,148,000 |