Call reports 2019
SKOWHEGAN SAVINGS BANK — 2019
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 592,926,000 | 591,923,000 | 603,606,000 | 606,333,000 |
| Total loans | 466,470,000 | 466,880,000 | 474,453,000 | 473,837,000 |
| Allowance for loan losses | 4,643,000 | 4,670,000 | 4,783,000 | 4,795,000 |
| Securities available for sale | 73,567,000 | 70,929,000 | 74,977,000 | 78,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,419,000 | 489,208,000 | 491,962,000 | 471,901,000 |
| Interest-bearing deposits | 333,415,000 | 339,176,000 | 332,256,000 | 318,961,000 |
| Noninterest-bearing deposits | 148,004,000 | 150,032,000 | 159,706,000 | 152,940,000 |
| Equity capital | 89,934,000 | 91,581,000 | 93,209,000 | 94,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,794,000 | 11,642,000 | 17,610,000 | 23,575,000 |
| Interest expense | 830,000 | 1,707,000 | 2,601,000 | 3,480,000 |
| Net interest income | 4,964,000 | 9,935,000 | 15,009,000 | 20,095,000 |
| Noninterest income | 666,000 | 1,217,000 | 1,772,000 | 2,487,000 |
| Noninterest expense | 4,039,000 | 8,457,000 | 12,442,000 | 16,857,000 |
| Provision for loan losses | 75,000 | 195,000 | 315,000 | 390,000 |
| Pretax income | 2,775,000 | 4,135,000 | 6,002,000 | 8,320,000 |
| Income tax | 546,000 | 792,000 | 1,148,000 | 1,560,000 |
| Net income | 2,229,000 | 3,343,000 | 4,854,000 | 6,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,652,000 | 88,768,000 | 90,279,000 | 92,185,000 |
| Total capital | 92,710,000 | 93,853,000 | 95,477,000 | 97,395,000 |
| Risk-weighted assets | 437,003,000 | 433,907,000 | 440,003,000 | 437,311,000 |