Call reports 2018
SKOWHEGAN SAVINGS BANK — 2018
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 592,613,000 | 594,336,000 | 597,464,000 | 593,199,000 |
| Total loans | 465,058,000 | 468,429,000 | 462,912,000 | 466,843,000 |
| Allowance for loan losses | 4,734,000 | 4,787,000 | 4,737,000 | 4,663,000 |
| Securities available for sale | 87,029,000 | 85,541,000 | 87,279,000 | 83,835,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,055,000 | 485,184,000 | 500,625,000 | 487,404,000 |
| Interest-bearing deposits | 352,574,000 | 348,611,000 | 347,210,000 | 337,804,000 |
| Noninterest-bearing deposits | 136,481,000 | 136,573,000 | 153,415,000 | 149,600,000 |
| Equity capital | 84,291,000 | 84,932,000 | 86,534,000 | 87,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,444,000 | 11,010,000 | 16,638,000 | 22,391,000 |
| Interest expense | 534,000 | 1,211,000 | 1,911,000 | 2,695,000 |
| Net interest income | 4,910,000 | 9,799,000 | 14,727,000 | 19,696,000 |
| Noninterest income | 550,000 | 1,058,000 | 1,574,000 | 2,110,000 |
| Noninterest expense | 4,083,000 | 8,421,000 | 12,389,000 | 16,544,000 |
| Provision for loan losses | 120,000 | 200,000 | 200,000 | 150,000 |
| Pretax income | 1,257,000 | 2,397,000 | 3,979,000 | 5,379,000 |
| Income tax | 216,000 | 410,000 | 696,000 | 818,000 |
| Net income | 1,041,000 | 1,987,000 | 3,283,000 | 4,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,779,000 | 79,874,000 | 81,198,000 | 82,475,000 |
| Total capital | 85,957,000 | 87,025,000 | 88,584,000 | 89,233,000 |
| Risk-weighted assets | 444,954,000 | 448,617,000 | 449,039,000 | 451,777,000 |