Call reports 2017
SKOWHEGAN SAVINGS BANK — 2017
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 582,700,000 | 589,374,000 | 583,837,000 | 597,068,000 |
| Total loans | 450,848,000 | 457,504,000 | 453,912,000 | 464,930,000 |
| Allowance for loan losses | 4,696,000 | 4,662,000 | 4,615,000 | 4,643,000 |
| Securities available for sale | 89,856,000 | 89,499,000 | 87,552,000 | 89,111,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,144,000 | 451,675,000 | 457,714,000 | 461,168,000 |
| Interest-bearing deposits | 321,256,000 | 323,597,000 | 314,367,000 | 323,690,000 |
| Noninterest-bearing deposits | 128,888,000 | 128,078,000 | 143,347,000 | 137,478,000 |
| Equity capital | 80,470,000 | 81,768,000 | 83,203,000 | 84,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,215,000 | 10,442,000 | 15,755,000 | 21,172,000 |
| Interest expense | 411,000 | 835,000 | 1,270,000 | 1,744,000 |
| Net interest income | 4,804,000 | 9,607,000 | 14,485,000 | 19,428,000 |
| Noninterest income | 512,000 | 1,054,000 | 1,598,000 | 2,010,000 |
| Noninterest expense | 4,355,000 | 8,234,000 | 12,137,000 | 16,375,000 |
| Provision for loan losses | 125,000 | 155,000 | 155,000 | 225,000 |
| Pretax income | 1,278,000 | 2,716,000 | 4,241,000 | 5,288,000 |
| Income tax | 344,000 | 702,000 | 1,097,000 | 1,285,000 |
| Net income | 934,000 | 2,014,000 | 3,144,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,655,000 | 75,850,000 | 77,095,000 | 77,661,000 |
| Total capital | 81,428,000 | 82,674,000 | 84,057,000 | 84,991,000 |
| Risk-weighted assets | 418,286,000 | 427,465,000 | 425,861,000 | 444,331,000 |