Call reports 2010
SKOWHEGAN SAVINGS BANK — 2010
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 433,034,000 | 436,088,000 | 454,043,000 | 446,835,000 |
| Total loans | 264,696,000 | 271,549,000 | 292,999,000 | 291,081,000 |
| Allowance for loan losses | 2,977,000 | 3,074,000 | 3,142,000 | 3,262,000 |
| Securities available for sale | 133,707,000 | 130,038,000 | 123,623,000 | 109,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,580,000 | 286,200,000 | 303,528,000 | 300,806,000 |
| Interest-bearing deposits | 249,812,000 | 250,527,000 | 258,325,000 | 255,068,000 |
| Noninterest-bearing deposits | 36,768,000 | 35,673,000 | 45,203,000 | 45,738,000 |
| Equity capital | 59,031,000 | 59,937,000 | 60,799,000 | 61,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,097,000 | 10,243,000 | 15,458,000 | 20,660,000 |
| Interest expense | 1,721,000 | 3,419,000 | 5,079,000 | 6,659,000 |
| Net interest income | 3,376,000 | 6,824,000 | 10,379,000 | 14,001,000 |
| Noninterest income | 448,000 | 886,000 | 1,424,000 | 1,948,000 |
| Noninterest expense | 2,854,000 | 5,657,000 | 8,578,000 | 11,772,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 913,000 | 1,771,000 | 2,366,000 | 3,022,000 |
| Income tax | 252,000 | 481,000 | 595,000 | 721,000 |
| Net income | 661,000 | 1,290,000 | 1,771,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,738,000 | 55,371,000 | 54,555,000 | 55,117,000 |
| Total capital | 58,540,000 | 58,854,000 | 58,439,000 | 59,125,000 |
| Risk-weighted assets | 264,688,000 | 270,085,000 | 280,005,000 | 275,956,000 |