Call reports 2001
SKOWHEGAN SAVINGS BANK — 2001
What SKOWHEGAN SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 402,659,000 | 411,825,000 | 417,489,000 | 414,500,000 |
| Total loans | 280,530,000 | 284,677,000 | 285,583,000 | 279,331,000 |
| Allowance for loan losses | 2,925,000 | 2,995,000 | 3,619,000 | 3,078,000 |
| Securities available for sale | 81,708,000 | 85,816,000 | 88,026,000 | 87,441,000 |
| Securities held to maturity | 4,494,000 | 4,495,000 | 4,495,000 | 3,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,048,000 | 306,215,000 | 312,705,000 | 309,082,000 |
| Interest-bearing deposits | 272,637,000 | 277,402,000 | 282,614,000 | 277,314,000 |
| Noninterest-bearing deposits | 26,411,000 | 28,813,000 | 30,091,000 | 31,768,000 |
| Equity capital | 44,336,000 | 45,475,000 | 44,875,000 | 45,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,204,000 | 14,573,000 | 21,792,000 | 28,990,000 |
| Interest expense | 3,967,000 | 7,924,000 | 11,905,000 | 15,363,000 |
| Net interest income | 3,237,000 | 6,649,000 | 9,887,000 | 13,627,000 |
| Noninterest income | 324,000 | 785,000 | 1,124,000 | 1,466,000 |
| Noninterest expense | 3,113,000 | 6,132,000 | 9,405,000 | 12,537,000 |
| Provision for loan losses | 60,000 | 190,000 | 843,000 | 1,513,000 |
| Pretax income | 388,000 | 1,113,000 | 1,650,000 | 930,000 |
| Income tax | 75,000 | 220,000 | 245,000 | 204,000 |
| Net income | 313,000 | 893,000 | 1,405,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,458,000 | 41,170,000 | 40,500,000 | 41,266,000 |
| Total capital | 43,383,000 | 44,165,000 | 44,119,000 | 44,344,000 |
| Risk-weighted assets | 315,758,000 | 312,134,000 | 386,874,000 | 310,547,000 |