Call reports 2006
UNITED COMMUNITY BANK OF LISLE — 2006
What UNITED COMMUNITY BANK OF LISLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 256,126,000 | 252,956,000 | 237,274,000 | 243,647,000 |
| Total loans | 160,572,000 | 157,182,000 | 157,222,000 | 161,387,000 |
| Allowance for loan losses | 2,062,000 | 2,012,000 | 2,012,000 | 2,020,000 |
| Securities available for sale | 40,470,000 | 41,140,000 | 38,536,000 | 35,894,000 |
| Securities held to maturity | 19,671,000 | 19,303,000 | 19,070,000 | 18,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,006,000 | 200,547,000 | 196,069,000 | 194,285,000 |
| Interest-bearing deposits | 190,723,000 | 183,316,000 | 178,153,000 | 173,291,000 |
| Noninterest-bearing deposits | 15,283,000 | 17,231,000 | 17,916,000 | 20,993,000 |
| Equity capital | 23,335,000 | 23,687,000 | 24,400,000 | 24,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,833,000 | 7,655,000 | 11,402,000 | 15,183,000 |
| Interest expense | 2,039,000 | 4,165,000 | 6,232,000 | 8,360,000 |
| Net interest income | 1,794,000 | 3,490,000 | 5,170,000 | 6,823,000 |
| Noninterest income | 401,000 | 851,000 | 1,235,000 | 1,612,000 |
| Noninterest expense | 1,682,000 | 3,208,000 | 4,695,000 | 6,418,000 |
| Provision for loan losses | -48,000 | -47,000 | -47,000 | -48,000 |
| Pretax income | 561,000 | 1,180,000 | 1,754,000 | 2,062,000 |
| Income tax | 127,000 | 289,000 | 462,000 | 546,000 |
| Net income | 434,000 | 891,000 | 1,292,000 | 1,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,544,000 | 22,953,000 | 23,520,000 | 23,343,000 |
| Total capital | 24,606,000 | 24,965,000 | 25,532,000 | 25,363,000 |
| Risk-weighted assets | 193,195,000 | 192,425,000 | 185,919,000 | 192,510,000 |