Call reports 2002
UNITED COMMUNITY BANK OF LISLE — 2002
What UNITED COMMUNITY BANK OF LISLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 126,910,000 | 148,668,000 | 165,514,000 | 172,785,000 |
| Total loans | 89,529,000 | 102,369,000 | 111,640,000 | 111,836,000 |
| Allowance for loan losses | 897,000 | 1,002,000 | 1,116,000 | 1,374,000 |
| Securities available for sale | 29,593,000 | 34,648,000 | 41,575,000 | 50,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,375,000 | 126,592,000 | 134,552,000 | 141,393,000 |
| Interest-bearing deposits | 99,967,000 | 118,211,000 | 123,645,000 | 131,015,000 |
| Noninterest-bearing deposits | 6,409,000 | 8,381,000 | 10,907,000 | 10,378,000 |
| Equity capital | 11,235,000 | 12,349,000 | 13,764,000 | 16,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,792,000 | 6,086,000 | 8,423,000 |
| Interest expense | 809,000 | 1,771,000 | 2,821,000 | 3,804,000 |
| Net interest income | 909,000 | 2,021,000 | 3,265,000 | 4,619,000 |
| Noninterest income | 46,000 | 103,000 | 179,000 | 254,000 |
| Noninterest expense | 804,000 | 1,648,000 | 2,563,000 | 3,497,000 |
| Provision for loan losses | 64,000 | 329,000 | 627,000 | 1,057,000 |
| Pretax income | 92,000 | 158,000 | 314,000 | 400,000 |
| Income tax | 0 | -94,000 | -216,000 | -648,000 |
| Net income | 92,000 | 252,000 | 530,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,488,000 | 12,148,000 | 13,411,000 | 15,196,000 |
| Total capital | 12,385,000 | 13,150,000 | 14,527,000 | 16,570,000 |
| Risk-weighted assets | 99,523,000 | 114,713,000 | 127,500,000 | 130,457,000 |