Call reports 2001
UNITED COMMUNITY BANK OF LISLE — 2001
What UNITED COMMUNITY BANK OF LISLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,645,000 | 72,324,000 | 96,007,000 | 112,306,000 |
| Total loans | 25,364,000 | 51,968,000 | 70,386,000 | 80,194,000 |
| Allowance for loan losses | 114,000 | 228,000 | 558,000 | 833,000 |
| Securities available for sale | 6,001,000 | 10,113,000 | 14,429,000 | 23,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,247,000 | 60,616,000 | 79,062,000 | 94,441,000 |
| Interest-bearing deposits | 33,767,000 | 56,110,000 | 71,768,000 | 87,472,000 |
| Noninterest-bearing deposits | 3,481,000 | 4,505,000 | 7,294,000 | 6,969,000 |
| Equity capital | 6,760,000 | 7,489,000 | 9,323,000 | 9,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,602,000 | 3,047,000 | 4,635,000 |
| Interest expense | 364,000 | 970,000 | 1,824,000 | 2,717,000 |
| Net interest income | 229,000 | 632,000 | 1,223,000 | 1,918,000 |
| Noninterest income | 10,000 | 30,000 | 61,000 | 99,000 |
| Noninterest expense | 513,000 | 1,094,000 | 1,698,000 | 2,450,000 |
| Provision for loan losses | 64,000 | 178,000 | 508,000 | 783,000 |
| Pretax income | -313,000 | -573,000 | -873,000 | -1,152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -313,000 | -573,000 | -873,000 | -1,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,735,000 | 7,475,000 | 9,175,000 | 9,896,000 |
| Total capital | 6,849,000 | 7,703,000 | 9,733,000 | 10,729,000 |
| Risk-weighted assets | 30,890,000 | 57,284,000 | 76,449,000 | 90,281,000 |