Call reports 2018
SOY CAPITAL BANK AND TRUST COMPANY — 2018
What SOY CAPITAL BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 437,836,000 | 477,483,000 | 459,659,000 | 442,478,000 |
| Total loans | 256,641,000 | 255,933,000 | 254,189,000 | 252,078,000 |
| Allowance for loan losses | 4,527,000 | 4,485,000 | 4,492,000 | 0 |
| Securities available for sale | 96,092,000 | 98,394,000 | 103,782,000 | 89,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,366,000 | 364,703,000 | 342,216,000 | 314,623,000 |
| Interest-bearing deposits | 246,877,000 | 291,169,000 | 274,536,000 | 227,652,000 |
| Noninterest-bearing deposits | 71,489,000 | 73,534,000 | 67,680,000 | 86,971,000 |
| Equity capital | 69,636,000 | 70,354,000 | 71,102,000 | 69,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,977,000 | 6,142,000 | 9,446,000 | 2,532,000 |
| Interest expense | 374,000 | 839,000 | 1,366,000 | 332,000 |
| Net interest income | 2,603,000 | 5,303,000 | 8,080,000 | 2,200,000 |
| Noninterest income | 6,064,000 | 11,353,000 | 15,428,000 | 1,930,000 |
| Noninterest expense | 6,330,000 | 12,482,000 | 18,047,000 | 2,084,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,337,000 | 4,174,000 | 5,461,000 | 2,046,000 |
| Income tax | 607,000 | 1,068,000 | 1,377,000 | 521,000 |
| Net income | 1,730,000 | 3,106,000 | 4,084,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,001,000 | 65,913,000 | 66,926,000 | 45,388,000 |
| Total capital | 68,877,000 | 69,795,000 | 70,796,000 | 45,388,000 |
| Risk-weighted assets | 309,419,000 | 309,979,000 | 309,006,000 | 321,107,000 |