Call reports 2017
SOY CAPITAL BANK AND TRUST COMPANY — 2017
What SOY CAPITAL BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 431,943,000 | 437,625,000 | 415,167,000 | 428,008,000 |
| Total loans | 240,731,000 | 249,013,000 | 253,958,000 | 258,583,000 |
| Allowance for loan losses | 4,589,000 | 4,570,000 | 4,552,000 | 4,522,000 |
| Securities available for sale | 104,522,000 | 104,521,000 | 99,539,000 | 97,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,512,000 | 320,664,000 | 295,655,000 | 304,144,000 |
| Interest-bearing deposits | 239,782,000 | 253,734,000 | 230,720,000 | 233,558,000 |
| Noninterest-bearing deposits | 68,730,000 | 66,930,000 | 64,935,000 | 70,586,000 |
| Equity capital | 69,297,000 | 69,564,000 | 70,300,000 | 69,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,741,000 | 5,589,000 | 8,552,000 | 11,516,000 |
| Interest expense | 232,000 | 512,000 | 821,000 | 1,136,000 |
| Net interest income | 2,509,000 | 5,077,000 | 7,731,000 | 10,380,000 |
| Noninterest income | 5,965,000 | 10,864,000 | 15,503,000 | 20,338,000 |
| Noninterest expense | 6,291,000 | 12,285,000 | 18,457,000 | 24,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,183,000 | 3,656,000 | 4,777,000 | 6,344,000 |
| Income tax | 777,000 | 1,265,000 | 1,629,000 | 2,445,000 |
| Net income | 1,406,000 | 2,391,000 | 3,148,000 | 3,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,587,000 | 64,606,000 | 65,397,000 | 64,505,000 |
| Total capital | 68,332,000 | 68,410,000 | 69,271,000 | 68,450,000 |
| Risk-weighted assets | 298,789,000 | 303,577,000 | 309,243,000 | 315,056,000 |