Call reports 2021
FIRST NATIONAL BANK IN HOWELL — 2021
What FIRST NATIONAL BANK IN HOWELL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 633,121,000 | 643,206,000 | 664,276,000 |
| Total loans | 401,916,000 | 423,154,000 | 443,866,000 |
| Allowance for loan losses | 7,584,000 | 7,632,000 | 7,581,000 |
| Securities available for sale | 59,751,000 | 90,073,000 | 125,032,000 |
| Securities held to maturity | 3,500,000 | 3,500,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 565,035,000 | 578,652,000 | 593,619,000 |
| Interest-bearing deposits | 458,490,000 | 463,305,000 | 487,965,000 |
| Noninterest-bearing deposits | 106,545,000 | 115,347,000 | 105,654,000 |
| Equity capital | 60,789,000 | 62,345,000 | 65,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 5,039,000 | 10,084,000 | 16,412,000 |
| Interest expense | 177,000 | 347,000 | 482,000 |
| Net interest income | 4,862,000 | 9,737,000 | 15,930,000 |
| Noninterest income | 1,201,000 | 2,202,000 | 3,403,000 |
| Noninterest expense | 4,095,000 | 8,232,000 | 12,306,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,968,000 | 3,707,000 | 7,030,000 |
| Income tax | 392,000 | 739,000 | 1,414,000 |
| Net income | 1,576,000 | 2,968,000 | 5,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 60,626,000 | 62,018,000 | 64,666,000 |
| Total capital | 65,719,000 | 67,447,000 | 70,584,000 |
| Risk-weighted assets | 404,714,000 | 431,829,000 | 471,516,000 |