Call report 2008Q4
FIRSTBANK - WEST MICHIGAN — 2008Q4
The 22 measures FIRSTBANK - WEST MICHIGAN reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,647,000 | USD | evidence → |
| Total loans | 164,262,000 | USD | evidence → |
| Allowance for loan losses | 4,355,000 | USD | evidence → |
| Securities available for sale | 15,178,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,138,000 | USD | evidence → |
| Interest-bearing deposits | 126,640,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,498,000 | USD | evidence → |
| Equity capital | 33,362,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,726,000 | USD | evidence → |
| Interest expense | 4,684,000 | USD | evidence → |
| Net interest income | 8,042,000 | USD | evidence → |
| Noninterest income | 954,000 | USD | evidence → |
| Noninterest expense | 8,311,000 | USD | evidence → |
| Provision for loan losses | 5,225,000 | USD | evidence → |
| Pretax income | -4,445,000 | USD | evidence → |
| Income tax | -1,715,000 | USD | evidence → |
| Net income | -2,730,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,392,000 | USD | evidence → |
| Total capital | 18,270,000 | USD | evidence → |
| Risk-weighted assets | 147,750,000 | USD | evidence → |