Call report 2004Q4
FIRSTBANK - WEST MICHIGAN — 2004Q4
The 22 measures FIRSTBANK - WEST MICHIGAN reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 232,511,000 | USD | evidence → |
| Total loans | 182,159,000 | USD | evidence → |
| Allowance for loan losses | 2,358,000 | USD | evidence → |
| Securities available for sale | 30,124,000 | USD | evidence → |
| Securities held to maturity | 2,350,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,150,000 | USD | evidence → |
| Interest-bearing deposits | 149,697,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,453,000 | USD | evidence → |
| Equity capital | 21,104,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,776,000 | USD | evidence → |
| Interest expense | 4,151,000 | USD | evidence → |
| Net interest income | 8,625,000 | USD | evidence → |
| Noninterest income | 2,407,000 | USD | evidence → |
| Noninterest expense | 8,216,000 | USD | evidence → |
| Provision for loan losses | 437,000 | USD | evidence → |
| Pretax income | 2,467,000 | USD | evidence → |
| Income tax | 549,000 | USD | evidence → |
| Net income | 1,918,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,387,000 | USD | evidence → |
| Total capital | 22,428,000 | USD | evidence → |
| Risk-weighted assets | 162,994,000 | USD | evidence → |