Call report 2003Q4
FIRSTBANK - WEST MICHIGAN — 2003Q4
The 22 measures FIRSTBANK - WEST MICHIGAN reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 225,649,000 | USD | evidence → |
| Total loans | 172,790,000 | USD | evidence → |
| Allowance for loan losses | 2,229,000 | USD | evidence → |
| Securities available for sale | 32,779,000 | USD | evidence → |
| Securities held to maturity | 3,107,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,616,000 | USD | evidence → |
| Interest-bearing deposits | 161,245,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,371,000 | USD | evidence → |
| Equity capital | 20,457,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,521,000 | USD | evidence → |
| Interest expense | 4,732,000 | USD | evidence → |
| Net interest income | 8,789,000 | USD | evidence → |
| Noninterest income | 2,731,000 | USD | evidence → |
| Noninterest expense | 7,776,000 | USD | evidence → |
| Provision for loan losses | 892,000 | USD | evidence → |
| Pretax income | 2,962,000 | USD | evidence → |
| Income tax | 766,000 | USD | evidence → |
| Net income | 2,196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,542,000 | USD | evidence → |
| Total capital | 21,472,000 | USD | evidence → |
| Risk-weighted assets | 154,135,000 | USD | evidence → |