Call reports 2008
BANK OF BRENHAM, NATIONAL ASSOCIATION — 2008
What BANK OF BRENHAM, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 56,869,000 | 60,781,000 | 62,088,000 | 58,725,000 |
| Total loans | 32,366,000 | 32,604,000 | 32,257,000 | 34,090,000 |
| Allowance for loan losses | 429,000 | 457,000 | 477,000 | 408,000 |
| Securities available for sale | 17,378,000 | 19,691,000 | 20,082,000 | 19,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,919,000 | 54,971,000 | 56,053,000 | 52,477,000 |
| Interest-bearing deposits | 40,061,000 | 43,052,000 | 44,136,000 | 41,200,000 |
| Noninterest-bearing deposits | 10,858,000 | 11,919,000 | 11,917,000 | 11,277,000 |
| Equity capital | 5,578,000 | 5,465,000 | 5,698,000 | 5,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,787,000 | 2,678,000 | 3,538,000 |
| Interest expense | 308,000 | 591,000 | 838,000 | 1,049,000 |
| Net interest income | 583,000 | 1,196,000 | 1,840,000 | 2,489,000 |
| Noninterest income | 58,000 | 121,000 | 165,000 | 231,000 |
| Noninterest expense | 433,000 | 870,000 | 1,308,000 | 1,814,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 110,000 |
| Pretax income | 186,000 | 402,000 | 630,000 | 800,000 |
| Income tax | 49,000 | 104,000 | 165,000 | 193,000 |
| Net income | 137,000 | 298,000 | 465,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,402,000 | 5,564,000 | 5,730,000 | 5,657,000 |
| Total capital | 5,819,000 | 5,992,000 | 6,152,000 | 6,065,000 |
| Risk-weighted assets | 33,355,000 | 34,177,000 | 33,681,000 | 34,115,000 |