Call reports 2007
BANK OF BRENHAM, NATIONAL ASSOCIATION — 2007
What BANK OF BRENHAM, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 53,202,000 | 56,166,000 | 55,094,000 | 55,740,000 |
| Total loans | 32,068,000 | 32,199,000 | 30,649,000 | 31,981,000 |
| Allowance for loan losses | 387,000 | 411,000 | 407,000 | 416,000 |
| Securities available for sale | 10,994,000 | 11,501,000 | 14,664,000 | 13,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,899,000 | 50,813,000 | 49,445,000 | 49,916,000 |
| Interest-bearing deposits | 38,551,000 | 40,561,000 | 39,921,000 | 40,217,000 |
| Noninterest-bearing deposits | 9,348,000 | 10,252,000 | 9,524,000 | 9,699,000 |
| Equity capital | 5,030,000 | 5,027,000 | 5,322,000 | 5,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,741,000 | 2,654,000 | 3,571,000 |
| Interest expense | 325,000 | 666,000 | 1,007,000 | 1,329,000 |
| Net interest income | 511,000 | 1,075,000 | 1,647,000 | 2,242,000 |
| Noninterest income | 52,000 | 110,000 | 171,000 | 222,000 |
| Noninterest expense | 407,000 | 853,000 | 1,277,000 | 1,720,000 |
| Provision for loan losses | 18,000 | 42,000 | 66,000 | 86,000 |
| Pretax income | 138,000 | 290,000 | 475,000 | 688,000 |
| Income tax | 40,000 | 83,000 | 136,000 | 211,000 |
| Net income | 98,000 | 207,000 | 339,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,100,000 | 5,209,000 | 5,342,000 | 5,265,000 |
| Total capital | 5,487,000 | 5,620,000 | 5,746,000 | 5,678,000 |
| Risk-weighted assets | 31,960,000 | 33,147,000 | 32,314,000 | 33,062,000 |