Call reports 2006
BANK OF BRENHAM, NATIONAL ASSOCIATION — 2006
What BANK OF BRENHAM, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,942,000 | 47,625,000 | 48,166,000 | 51,999,000 |
| Total loans | 26,991,000 | 29,247,000 | 30,974,000 | 31,953,000 |
| Allowance for loan losses | 379,000 | 371,000 | 377,000 | 365,000 |
| Securities available for sale | 7,503,000 | 8,198,000 | 8,493,000 | 10,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,722,000 | 42,459,000 | 42,799,000 | 46,626,000 |
| Interest-bearing deposits | 31,291,000 | 34,095,000 | 34,165,000 | 37,877,000 |
| Noninterest-bearing deposits | 8,431,000 | 8,364,000 | 8,634,000 | 8,749,000 |
| Equity capital | 4,797,000 | 4,824,000 | 4,979,000 | 4,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,344,000 | 2,128,000 | 2,945,000 |
| Interest expense | 161,000 | 362,000 | 603,000 | 894,000 |
| Net interest income | 484,000 | 982,000 | 1,525,000 | 2,051,000 |
| Noninterest income | 43,000 | 90,000 | 146,000 | 202,000 |
| Noninterest expense | 354,000 | 743,000 | 1,153,000 | 1,611,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 37,000 |
| Pretax income | 165,000 | 314,000 | 495,000 | 605,000 |
| Income tax | 55,000 | 107,000 | 169,000 | 180,000 |
| Net income | 110,000 | 207,000 | 326,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,880,000 | 4,978,000 | 5,097,000 | 5,001,000 |
| Total capital | 5,225,000 | 5,349,000 | 5,474,000 | 5,366,000 |
| Risk-weighted assets | 27,535,000 | 29,616,000 | 31,134,000 | 32,413,000 |