Call reports 2005
BANK OF BRENHAM, NATIONAL ASSOCIATION — 2005
What BANK OF BRENHAM, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,262,000 | 42,370,000 | 42,215,000 | 42,475,000 |
| Total loans | 27,820,000 | 27,203,000 | 26,380,000 | 26,487,000 |
| Allowance for loan losses | 394,000 | 408,000 | 408,000 | 371,000 |
| Securities available for sale | 7,685,000 | 6,900,000 | 7,168,000 | 7,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,535,000 | 37,502,000 | 37,171,000 | 37,083,000 |
| Interest-bearing deposits | 28,176,000 | 30,202,000 | 29,265,000 | 30,242,000 |
| Noninterest-bearing deposits | 7,359,000 | 7,300,000 | 7,906,000 | 6,842,000 |
| Equity capital | 4,572,000 | 4,718,000 | 4,833,000 | 4,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,137,000 | 1,735,000 | 2,340,000 |
| Interest expense | 103,000 | 214,000 | 338,000 | 485,000 |
| Net interest income | 453,000 | 923,000 | 1,397,000 | 1,855,000 |
| Noninterest income | 42,000 | 96,000 | 155,000 | 203,000 |
| Noninterest expense | 293,000 | 587,000 | 926,000 | 1,298,000 |
| Provision for loan losses | 22,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 180,000 | 386,000 | 580,000 | 714,000 |
| Income tax | 61,000 | 133,000 | 200,000 | 232,000 |
| Net income | 119,000 | 253,000 | 380,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,622,000 | 4,756,000 | 4,883,000 | 4,770,000 |
| Total capital | 4,946,000 | 5,081,000 | 5,205,000 | 5,101,000 |
| Risk-weighted assets | 25,837,000 | 25,952,000 | 25,649,000 | 26,466,000 |