Call reports 2004
BANK OF BRENHAM, NATIONAL ASSOCIATION — 2004
What BANK OF BRENHAM, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,034,000 | 36,642,000 | 37,243,000 | 38,485,000 |
| Total loans | 22,957,000 | 24,684,000 | 25,255,000 | 26,340,000 |
| Allowance for loan losses | 321,000 | 334,000 | 350,000 | 371,000 |
| Securities available for sale | 8,492,000 | 7,848,000 | 7,854,000 | 7,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,601,000 | 32,261,000 | 32,603,000 | 33,891,000 |
| Interest-bearing deposits | 25,116,000 | 26,441,000 | 26,705,000 | 27,110,000 |
| Noninterest-bearing deposits | 6,486,000 | 5,820,000 | 5,898,000 | 6,781,000 |
| Equity capital | 4,285,000 | 4,276,000 | 4,427,000 | 4,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 941,000 | 1,453,000 | 2,003,000 |
| Interest expense | 73,000 | 145,000 | 229,000 | 326,000 |
| Net interest income | 387,000 | 796,000 | 1,224,000 | 1,677,000 |
| Noninterest income | 39,000 | 90,000 | 136,000 | 159,000 |
| Noninterest expense | 287,000 | 576,000 | 877,000 | 1,153,000 |
| Provision for loan losses | 39,000 | 82,000 | 117,000 | 138,000 |
| Pretax income | 115,000 | 243,000 | 381,000 | 560,000 |
| Income tax | 0 | 8,000 | 46,000 | 191,000 |
| Net income | 115,000 | 235,000 | 335,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,172,000 | 4,293,000 | 4,392,000 | 4,500,000 |
| Total capital | 4,453,000 | 4,589,000 | 4,692,000 | 4,810,000 |
| Risk-weighted assets | 22,419,000 | 23,670,000 | 23,965,000 | 24,704,000 |