Call reports 2003
BANK OF BRENHAM, NATIONAL ASSOCIATION — 2003
What BANK OF BRENHAM, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,796,000 | 32,234,000 | 32,764,000 | 35,231,000 |
| Total loans | 15,460,000 | 18,057,000 | 19,277,000 | 20,919,000 |
| Allowance for loan losses | 183,000 | 216,000 | 253,000 | 284,000 |
| Securities available for sale | 11,275,000 | 10,393,000 | 9,166,000 | 8,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,534,000 | 27,960,000 | 28,550,000 | 29,965,000 |
| Interest-bearing deposits | 19,420,000 | 22,309,000 | 23,318,000 | 24,136,000 |
| Noninterest-bearing deposits | 5,114,000 | 5,651,000 | 5,232,000 | 5,829,000 |
| Equity capital | 4,004,000 | 4,097,000 | 4,079,000 | 4,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 734,000 | 1,140,000 | 1,584,000 |
| Interest expense | 89,000 | 179,000 | 261,000 | 335,000 |
| Net interest income | 263,000 | 555,000 | 879,000 | 1,249,000 |
| Noninterest income | 24,000 | 53,000 | 93,000 | 132,000 |
| Noninterest expense | 239,000 | 482,000 | 737,000 | 1,029,000 |
| Provision for loan losses | 41,000 | 77,000 | 115,000 | 146,000 |
| Pretax income | 7,000 | 58,000 | 144,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 58,000 | 144,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,833,000 | 3,886,000 | 3,972,000 | 4,058,000 |
| Total capital | 4,016,000 | 4,102,000 | 4,210,000 | 4,321,000 |
| Risk-weighted assets | 16,108,000 | 19,019,000 | 19,059,000 | 21,046,000 |