Call reports 2025
COMMERCIAL BANK OF TEXAS, N.A. — 2025
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,537,538,000 | 1,593,355,000 | 1,641,934,000 | 1,632,426,000 |
| Total loans | 1,034,772,000 | 1,050,339,000 | 1,068,744,000 | 1,110,337,000 |
| Allowance for loan losses | 15,356,000 | 15,911,000 | 16,123,000 | 16,625,000 |
| Securities available for sale | 292,473,000 | 313,927,000 | 377,288,000 | 359,345,000 |
| Securities held to maturity | 5,750,000 | 5,750,000 | 4,750,000 | 4,250,000 |
| Trading assets | 875,000 | 875,000 | 875,000 | 875,000 |
| Total deposits | 1,389,190,000 | 1,438,336,000 | 1,473,818,000 | 1,456,101,000 |
| Interest-bearing deposits | 1,028,550,000 | 1,078,758,000 | 1,110,868,000 | 1,089,155,000 |
| Noninterest-bearing deposits | 360,640,000 | 359,578,000 | 362,950,000 | 366,946,000 |
| Equity capital | 136,476,000 | 143,325,000 | 155,375,000 | 162,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,322,000 | 40,169,000 | 62,320,000 | 85,328,000 |
| Interest expense | 5,806,000 | 11,850,000 | 18,597,000 | 24,854,000 |
| Net interest income | 13,516,000 | 28,319,000 | 43,723,000 | 60,474,000 |
| Noninterest income | 3,741,000 | 7,827,000 | 13,588,000 | 17,670,000 |
| Noninterest expense | 10,731,000 | 21,559,000 | 32,705,000 | 44,601,000 |
| Provision for loan losses | 250,000 | 900,000 | 1,250,000 | 2,000,000 |
| Pretax income | 6,192,000 | 13,610,000 | 21,426,000 | 29,165,000 |
| Income tax | 1,233,000 | 2,724,000 | 4,303,000 | 5,860,000 |
| Net income | 4,959,000 | 10,886,000 | 17,123,000 | 23,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,087,000 | 156,761,000 | 162,754,000 | 168,793,000 |
| Total capital | 164,004,000 | 169,768,000 | 175,947,000 | 182,569,000 |
| Risk-weighted assets | 1,030,661,000 | 1,037,446,000 | 1,052,136,000 | 1,098,861,000 |