Call reports 2024
COMMERCIAL BANK OF TEXAS, N.A. — 2024
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,424,505,000 | 1,432,425,000 | 1,479,125,000 | 1,489,423,000 |
| Total loans | 936,430,000 | 966,600,000 | 972,743,000 | 998,504,000 |
| Allowance for loan losses | 15,168,000 | 15,512,000 | 15,219,000 | 15,155,000 |
| Securities available for sale | 324,555,000 | 308,541,000 | 310,432,000 | 305,109,000 |
| Securities held to maturity | 5,750,000 | 5,750,000 | 5,750,000 | 5,750,000 |
| Trading assets | 867,000 | 867,000 | 867,000 | 867,000 |
| Total deposits | 1,299,207,000 | 1,301,780,000 | 1,336,458,000 | 1,349,261,000 |
| Interest-bearing deposits | 911,386,000 | 937,709,000 | 968,153,000 | 996,894,000 |
| Noninterest-bearing deposits | 387,821,000 | 364,071,000 | 368,305,000 | 352,367,000 |
| Equity capital | 115,264,000 | 120,715,000 | 132,347,000 | 128,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,574,000 | 34,887,000 | 53,776,000 | 73,462,000 |
| Interest expense | 5,283,000 | 11,324,000 | 17,724,000 | 23,852,000 |
| Net interest income | 11,291,000 | 23,563,000 | 36,052,000 | 49,610,000 |
| Noninterest income | 3,601,000 | 7,339,000 | 11,277,000 | 15,173,000 |
| Noninterest expense | 9,809,000 | 19,490,000 | 29,594,000 | 40,449,000 |
| Provision for loan losses | 200,000 | 650,000 | 700,000 | 1,000,000 |
| Pretax income | 4,882,000 | 10,737,000 | 17,039,000 | 23,322,000 |
| Income tax | 960,000 | 2,123,000 | 3,358,000 | 4,616,000 |
| Net income | 3,922,000 | 8,614,000 | 13,681,000 | 18,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,836,000 | 140,348,000 | 145,229,000 | 146,328,000 |
| Total capital | 147,407,000 | 152,323,000 | 157,328,000 | 158,794,000 |
| Risk-weighted assets | 921,965,000 | 954,285,000 | 964,628,000 | 994,417,000 |