Call reports 2023
COMMERCIAL BANK OF TEXAS, N.A. — 2023
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,351,297,000 | 1,336,142,000 | 1,339,539,000 | 1,350,673,000 |
| Total loans | 848,873,000 | 876,025,000 | 882,137,000 | 913,700,000 |
| Allowance for loan losses | 15,128,000 | 15,531,000 | 15,354,000 | 15,130,000 |
| Securities available for sale | 365,322,000 | 352,313,000 | 340,088,000 | 343,001,000 |
| Securities held to maturity | 5,750,000 | 5,750,000 | 5,750,000 | 5,750,000 |
| Trading assets | 749,000 | 749,000 | 749,000 | 749,000 |
| Total deposits | 1,243,281,000 | 1,206,466,000 | 1,231,834,000 | 1,227,769,000 |
| Interest-bearing deposits | 822,996,000 | 828,453,000 | 850,107,000 | 852,187,000 |
| Noninterest-bearing deposits | 420,285,000 | 378,013,000 | 381,727,000 | 375,582,000 |
| Equity capital | 99,380,000 | 99,012,000 | 99,181,000 | 112,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,058,000 | 27,362,000 | 42,325,000 | 58,048,000 |
| Interest expense | 2,221,000 | 5,608,000 | 9,605,000 | 14,151,000 |
| Net interest income | 10,837,000 | 21,754,000 | 32,720,000 | 43,897,000 |
| Noninterest income | 3,368,000 | 7,008,000 | 10,982,000 | 14,502,000 |
| Noninterest expense | 9,100,000 | 18,173,000 | 27,869,000 | 37,349,000 |
| Provision for loan losses | 200,000 | 650,000 | 700,000 | 800,000 |
| Pretax income | 4,582,000 | 9,621,000 | 14,802,000 | 19,940,000 |
| Income tax | 892,000 | 1,883,000 | 2,886,000 | 3,894,000 |
| Net income | 3,690,000 | 7,738,000 | 11,916,000 | 16,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,433,000 | 124,381,000 | 128,051,000 | 132,048,000 |
| Total capital | 131,398,000 | 135,539,000 | 139,202,000 | 143,482,000 |
| Risk-weighted assets | 872,872,000 | 888,144,000 | 887,715,000 | 910,949,000 |