Call reports 2022
COMMERCIAL BANK OF TEXAS, N.A. — 2022
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,315,741,000 | 1,294,030,000 | 1,293,819,000 | 1,307,150,000 |
| Total loans | 721,104,000 | 773,087,000 | 815,958,000 | 828,565,000 |
| Allowance for loan losses | 15,358,000 | 15,395,000 | 15,286,000 | 15,059,000 |
| Securities available for sale | 395,769,000 | 378,692,000 | 362,599,000 | 356,993,000 |
| Securities held to maturity | 0 | 0 | 5,750,000 | 5,750,000 |
| Trading assets | 693,000 | 693,000 | 693,000 | 693,000 |
| Total deposits | 1,215,624,000 | 1,201,843,000 | 1,202,508,000 | 1,209,164,000 |
| Interest-bearing deposits | 800,803,000 | 764,453,000 | 761,357,000 | 790,018,000 |
| Noninterest-bearing deposits | 414,821,000 | 437,390,000 | 441,151,000 | 419,146,000 |
| Equity capital | 93,542,000 | 86,160,000 | 84,638,000 | 88,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,949,000 | 20,627,000 | 32,157,000 | 44,599,000 |
| Interest expense | 548,000 | 1,061,000 | 1,576,000 | 2,733,000 |
| Net interest income | 9,401,000 | 19,566,000 | 30,581,000 | 41,866,000 |
| Noninterest income | 3,824,000 | 7,587,000 | 11,344,000 | 14,963,000 |
| Noninterest expense | 8,325,000 | 16,960,000 | 26,084,000 | 35,572,000 |
| Provision for loan losses | 0 | 250,000 | 650,000 | 900,000 |
| Pretax income | 4,884,000 | 9,893,000 | 15,133,000 | 20,283,000 |
| Income tax | 953,000 | 1,930,000 | 2,931,000 | 3,933,000 |
| Net income | 3,931,000 | 7,963,000 | 12,202,000 | 16,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,580,000 | 108,574,000 | 112,780,000 | 116,873,000 |
| Total capital | 113,936,000 | 118,705,000 | 123,415,000 | 127,569,000 |
| Risk-weighted assets | 742,539,000 | 805,252,000 | 846,189,000 | 851,328,000 |