Call reports 2021
COMMERCIAL BANK OF TEXAS, N.A. — 2021
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,132,957,000 | 1,211,454,000 | 1,249,087,000 | 1,274,626,000 |
| Total loans | 653,914,000 | 677,239,000 | 689,182,000 | 714,931,000 |
| Allowance for loan losses | 16,439,000 | 16,347,000 | 16,128,000 | 15,737,000 |
| Securities available for sale | 276,908,000 | 340,710,000 | 342,032,000 | 348,134,000 |
| Securities held to maturity | 507,000 | 505,000 | 503,000 | 501,000 |
| Trading assets | 645,000 | 645,000 | 645,000 | 645,000 |
| Total deposits | 976,570,000 | 1,053,662,000 | 1,110,951,000 | 1,158,371,000 |
| Interest-bearing deposits | 611,100,000 | 684,627,000 | 715,176,000 | 763,607,000 |
| Noninterest-bearing deposits | 365,470,000 | 369,035,000 | 395,775,000 | 394,764,000 |
| Equity capital | 94,641,000 | 107,032,000 | 110,391,000 | 108,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,765,000 | 17,931,000 | 29,131,000 | 39,725,000 |
| Interest expense | 571,000 | 1,184,000 | 1,752,000 | 2,327,000 |
| Net interest income | 8,194,000 | 16,747,000 | 27,379,000 | 37,398,000 |
| Noninterest income | 4,022,000 | 7,980,000 | 12,270,000 | 16,229,000 |
| Noninterest expense | 7,169,000 | 15,035,000 | 23,825,000 | 32,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,042,000 | 9,687,000 | 15,822,000 | 20,773,000 |
| Income tax | 1,363,000 | 2,281,000 | 3,485,000 | 4,497,000 |
| Net income | 3,679,000 | 7,406,000 | 12,337,000 | 16,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,706,000 | 101,694,000 | 105,425,000 | 106,381,000 |
| Total capital | 97,740,000 | 110,197,000 | 114,551,000 | 115,666,000 |
| Risk-weighted assets | 634,341,000 | 672,406,000 | 723,127,000 | 736,366,000 |