Call reports 2020
COMMERCIAL BANK OF TEXAS, N.A. — 2020
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 790,781,000 | 999,299,000 | 1,008,049,000 | 1,009,718,000 |
| Total loans | 545,144,000 | 634,044,000 | 654,702,000 | 647,112,000 |
| Allowance for loan losses | 8,825,000 | 11,828,000 | 14,931,000 | 16,419,000 |
| Securities available for sale | 169,824,000 | 175,935,000 | 206,691,000 | 219,451,000 |
| Securities held to maturity | 1,064,000 | 1,060,000 | 1,055,000 | 1,050,000 |
| Trading assets | 584,000 | 584,000 | 584,000 | 584,000 |
| Total deposits | 696,864,000 | 838,554,000 | 844,602,000 | 868,751,000 |
| Interest-bearing deposits | 643,916,000 | 759,226,000 | 767,627,000 | 782,171,000 |
| Noninterest-bearing deposits | 52,948,000 | 79,328,000 | 76,975,000 | 86,580,000 |
| Equity capital | 88,008,000 | 90,478,000 | 93,523,000 | 95,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,396,000 | 18,103,000 | 28,556,000 | 38,098,000 |
| Interest expense | 780,000 | 1,550,000 | 2,277,000 | 2,956,000 |
| Net interest income | 7,616,000 | 16,553,000 | 26,279,000 | 35,142,000 |
| Noninterest income | 2,900,000 | 6,328,000 | 10,896,000 | 15,680,000 |
| Noninterest expense | 6,425,000 | 13,087,000 | 20,411,000 | 27,996,000 |
| Provision for loan losses | 1,200,000 | 4,200,000 | 7,450,000 | 9,170,000 |
| Pretax income | 2,997,000 | 5,721,000 | 9,447,000 | 13,788,000 |
| Income tax | 609,000 | 1,160,000 | 1,887,000 | 2,759,000 |
| Net income | 2,388,000 | 4,561,000 | 7,560,000 | 11,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,986,000 | 82,162,000 | 85,184,000 | 87,598,000 |
| Total capital | 88,210,000 | 90,696,000 | 92,983,000 | 95,790,000 |
| Risk-weighted assets | 576,334,000 | 679,475,000 | 616,859,000 | 647,161,000 |