Call reports 2019
COMMERCIAL BANK OF TEXAS, N.A. — 2019
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 738,605,000 | 752,840,000 | 786,709,000 | 787,183,000 |
| Total loans | 455,089,000 | 485,046,000 | 504,218,000 | 521,026,000 |
| Allowance for loan losses | 5,865,000 | 6,507,000 | 7,352,000 | 7,773,000 |
| Securities available for sale | 221,384,000 | 211,219,000 | 207,272,000 | 196,693,000 |
| Securities held to maturity | 1,302,000 | 1,298,000 | 1,073,000 | 1,069,000 |
| Trading assets | 544,000 | 544,000 | 544,000 | 544,000 |
| Total deposits | 658,165,000 | 668,463,000 | 699,398,000 | 681,963,000 |
| Interest-bearing deposits | 607,116,000 | 615,187,000 | 643,140,000 | 628,372,000 |
| Noninterest-bearing deposits | 51,049,000 | 53,276,000 | 56,258,000 | 53,591,000 |
| Equity capital | 74,261,000 | 78,694,000 | 81,809,000 | 84,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,443,000 | 15,415,000 | 23,695,000 | 32,039,000 |
| Interest expense | 637,000 | 1,392,000 | 2,152,000 | 2,916,000 |
| Net interest income | 6,806,000 | 14,023,000 | 21,543,000 | 29,123,000 |
| Noninterest income | 2,578,000 | 5,364,000 | 8,529,000 | 11,411,000 |
| Noninterest expense | 6,188,000 | 12,554,000 | 19,161,000 | 25,862,000 |
| Provision for loan losses | 545,000 | 1,395,000 | 2,295,000 | 2,795,000 |
| Pretax income | 2,651,000 | 5,406,000 | 8,584,000 | 11,845,000 |
| Income tax | 542,000 | 1,103,000 | 1,752,000 | 2,405,000 |
| Net income | 2,109,000 | 4,303,000 | 6,832,000 | 9,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,813,000 | 73,893,000 | 76,333,000 | 78,769,000 |
| Total capital | 77,678,000 | 80,400,000 | 83,111,000 | 85,743,000 |
| Risk-weighted assets | 500,897,000 | 524,633,000 | 541,708,000 | 557,144,000 |