Call reports 2018
COMMERCIAL BANK OF TEXAS, N.A. — 2018
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 681,239,000 | 708,664,000 | 699,137,000 | 727,918,000 |
| Total loans | 391,104,000 | 414,593,000 | 434,918,000 | 450,785,000 |
| Allowance for loan losses | 4,379,000 | 4,728,000 | 4,952,000 | 5,440,000 |
| Securities available for sale | 200,941,000 | 199,725,000 | 189,468,000 | 207,038,000 |
| Securities held to maturity | 1,471,000 | 1,467,000 | 1,462,000 | 1,457,000 |
| Trading assets | 514,000 | 514,000 | 514,000 | 514,000 |
| Total deposits | 611,424,000 | 597,673,000 | 611,808,000 | 649,877,000 |
| Interest-bearing deposits | 399,058,000 | 394,407,000 | 388,259,000 | 597,378,000 |
| Noninterest-bearing deposits | 212,366,000 | 203,266,000 | 223,549,000 | 52,499,000 |
| Equity capital | 64,392,000 | 65,881,000 | 68,998,000 | 71,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,047,000 | 12,555,000 | 19,488,000 | 26,774,000 |
| Interest expense | 392,000 | 890,000 | 1,530,000 | 2,116,000 |
| Net interest income | 5,655,000 | 11,665,000 | 17,958,000 | 24,658,000 |
| Noninterest income | 2,442,000 | 5,099,000 | 7,719,000 | 10,383,000 |
| Noninterest expense | 5,860,000 | 11,859,000 | 17,869,000 | 24,080,000 |
| Provision for loan losses | 250,000 | 600,000 | 1,075,000 | 1,675,000 |
| Pretax income | 1,987,000 | 4,305,000 | 6,733,000 | 9,286,000 |
| Income tax | 409,000 | 869,000 | 1,349,000 | 1,869,000 |
| Net income | 1,578,000 | 3,436,000 | 5,384,000 | 7,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,366,000 | 65,062,000 | 68,947,000 | 69,817,000 |
| Total capital | 67,745,000 | 69,790,000 | 73,899,000 | 75,257,000 |
| Risk-weighted assets | 427,856,000 | 452,446,000 | 474,089,000 | 499,339,000 |