Call reports 2017
COMMERCIAL BANK OF TEXAS, N.A. — 2017
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 677,087,000 | 668,679,000 | 664,977,000 | 671,708,000 |
| Total loans | 390,854,000 | 397,654,000 | 386,292,000 | 388,656,000 |
| Allowance for loan losses | 4,786,000 | 5,231,000 | 4,500,000 | 4,211,000 |
| Securities available for sale | 208,420,000 | 197,709,000 | 193,660,000 | 203,513,000 |
| Securities held to maturity | 3,509,000 | 3,501,000 | 2,439,000 | 2,432,000 |
| Trading assets | 486,000 | 486,000 | 486,000 | 486,000 |
| Total deposits | 603,071,000 | 594,096,000 | 588,332,000 | 596,912,000 |
| Interest-bearing deposits | 412,613,000 | 402,664,000 | 391,014,000 | 396,370,000 |
| Noninterest-bearing deposits | 190,458,000 | 191,432,000 | 197,318,000 | 200,542,000 |
| Equity capital | 63,162,000 | 64,855,000 | 66,580,000 | 65,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,039,000 | 12,026,000 | 18,048,000 | 24,141,000 |
| Interest expense | 334,000 | 657,000 | 985,000 | 1,334,000 |
| Net interest income | 5,705,000 | 11,369,000 | 17,063,000 | 22,807,000 |
| Noninterest income | 2,444,000 | 4,881,000 | 7,449,000 | 9,976,000 |
| Noninterest expense | 5,293,000 | 10,663,000 | 16,211,000 | 21,801,000 |
| Provision for loan losses | 680,000 | 1,175,000 | 1,209,000 | 1,609,000 |
| Pretax income | 2,176,000 | 4,467,000 | 7,160,000 | 9,340,000 |
| Income tax | 710,000 | 1,459,000 | 2,332,000 | 4,258,000 |
| Net income | 1,466,000 | 3,008,000 | 4,828,000 | 5,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,608,000 | 61,000,000 | 62,662,000 | 63,156,000 |
| Total capital | 64,394,000 | 66,231,000 | 67,162,000 | 67,367,000 |
| Risk-weighted assets | 413,473,000 | 427,799,000 | 415,091,000 | 417,290,000 |