Call reports 2016
COMMERCIAL BANK OF TEXAS, N.A. — 2016
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 570,747,000 | 566,886,000 | 664,419,000 | 668,685,000 |
| Total loans | 346,534,000 | 358,331,000 | 398,472,000 | 395,328,000 |
| Allowance for loan losses | 4,427,000 | 4,563,000 | 4,818,000 | 5,193,000 |
| Securities available for sale | 162,057,000 | 148,807,000 | 184,214,000 | 198,192,000 |
| Securities held to maturity | 7,004,000 | 6,990,000 | 5,278,000 | 5,268,000 |
| Trading assets | 474,000 | 474,000 | 474,000 | 474,000 |
| Total deposits | 499,014,000 | 492,670,000 | 590,414,000 | 596,248,000 |
| Interest-bearing deposits | 351,162,000 | 339,224,000 | 402,812,000 | 407,167,000 |
| Noninterest-bearing deposits | 147,852,000 | 153,446,000 | 187,602,000 | 189,081,000 |
| Equity capital | 59,959,000 | 61,978,000 | 63,295,000 | 61,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,265,000 | 10,765,000 | 16,463,000 | 22,536,000 |
| Interest expense | 307,000 | 605,000 | 906,000 | 1,230,000 |
| Net interest income | 4,958,000 | 10,160,000 | 15,557,000 | 21,306,000 |
| Noninterest income | 2,165,000 | 4,426,000 | 6,991,000 | 9,465,000 |
| Noninterest expense | 5,052,000 | 9,934,000 | 14,938,000 | 20,320,000 |
| Provision for loan losses | 379,000 | 619,000 | 1,024,000 | 1,624,000 |
| Pretax income | 2,130,000 | 4,508,000 | 7,177,000 | 9,320,000 |
| Income tax | 631,000 | 1,398,000 | 2,269,000 | 2,963,000 |
| Net income | 1,499,000 | 3,110,000 | 4,908,000 | 6,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,691,000 | 57,038,000 | 57,339,000 | 58,616,000 |
| Total capital | 60,118,000 | 61,601,000 | 62,157,000 | 63,809,000 |
| Risk-weighted assets | 362,767,000 | 370,557,000 | 410,433,000 | 415,600,000 |