Call reports 2013
COMMERCIAL BANK OF TEXAS, N.A. — 2013
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 506,593,000 | 499,991,000 | 505,754,000 | 521,995,000 |
| Total loans | 210,938,000 | 222,047,000 | 223,442,000 | 253,289,000 |
| Allowance for loan losses | 3,096,000 | 3,151,000 | 3,212,000 | 3,225,000 |
| Securities available for sale | 234,353,000 | 215,766,000 | 217,610,000 | 197,718,000 |
| Securities held to maturity | 15,140,000 | 15,525,000 | 14,977,000 | 14,948,000 |
| Trading assets | 2,412,000 | 1,716,000 | 373,000 | 373,000 |
| Total deposits | 439,672,000 | 432,924,000 | 437,674,000 | 458,788,000 |
| Interest-bearing deposits | 316,473,000 | 304,787,000 | 301,203,000 | 326,588,000 |
| Noninterest-bearing deposits | 123,199,000 | 128,137,000 | 136,471,000 | 132,200,000 |
| Equity capital | 49,437,000 | 47,657,000 | 48,670,000 | 48,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,938,000 | 7,947,000 | 11,983,000 | 16,119,000 |
| Interest expense | 499,000 | 1,001,000 | 1,451,000 | 1,862,000 |
| Net interest income | 3,439,000 | 6,946,000 | 10,532,000 | 14,257,000 |
| Noninterest income | 2,013,000 | 4,028,000 | 6,082,000 | 7,625,000 |
| Noninterest expense | 3,797,000 | 7,597,000 | 11,489,000 | 15,637,000 |
| Provision for loan losses | 166,000 | 216,000 | 316,000 | 346,000 |
| Pretax income | 1,616,000 | 3,669,000 | 5,317,000 | 6,386,000 |
| Income tax | 524,000 | 1,173,000 | 1,685,000 | 1,985,000 |
| Net income | 1,092,000 | 2,496,000 | 3,632,000 | 4,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,964,000 | 43,130,000 | 44,036,000 | 44,457,000 |
| Total capital | 45,060,000 | 46,281,000 | 47,248,000 | 47,682,000 |
| Risk-weighted assets | 250,308,000 | 253,103,000 | 259,129,000 | 283,208,000 |