Call reports 2012
COMMERCIAL BANK OF TEXAS, N.A. — 2012
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 482,131,000 | 479,863,000 | 472,215,000 | 484,725,000 |
| Total loans | 181,011,000 | 188,603,000 | 186,140,000 | 200,767,000 |
| Allowance for loan losses | 2,665,000 | 2,785,000 | 2,807,000 | 3,018,000 |
| Securities available for sale | 241,382,000 | 231,769,000 | 219,909,000 | 218,374,000 |
| Securities held to maturity | 13,980,000 | 13,957,000 | 13,962,000 | 16,452,000 |
| Trading assets | 3,689,000 | 3,709,000 | 2,723,000 | 2,503,000 |
| Total deposits | 422,519,000 | 414,367,000 | 410,835,000 | 416,146,000 |
| Interest-bearing deposits | 316,695,000 | 305,151,000 | 299,764,000 | 290,617,000 |
| Noninterest-bearing deposits | 105,824,000 | 109,216,000 | 111,071,000 | 125,529,000 |
| Equity capital | 44,258,000 | 47,315,000 | 48,601,000 | 49,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,232,000 | 8,465,000 | 12,178,000 | 16,101,000 |
| Interest expense | 770,000 | 1,465,000 | 2,057,000 | 2,581,000 |
| Net interest income | 3,462,000 | 7,000,000 | 10,121,000 | 13,520,000 |
| Noninterest income | 1,970,000 | 4,046,000 | 6,765,000 | 8,985,000 |
| Noninterest expense | 3,881,000 | 7,880,000 | 11,619,000 | 15,595,000 |
| Provision for loan losses | 91,000 | 291,000 | 396,000 | 669,000 |
| Pretax income | 1,669,000 | 3,359,000 | 5,553,000 | 7,248,000 |
| Income tax | 519,000 | 1,112,000 | 1,779,000 | 2,242,000 |
| Net income | 1,150,000 | 2,247,000 | 3,774,000 | 5,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,833,000 | 38,724,000 | 40,096,000 | 41,106,000 |
| Total capital | 40,498,000 | 41,467,000 | 42,795,000 | 44,049,000 |
| Risk-weighted assets | 217,708,000 | 219,474,000 | 217,206,000 | 235,381,000 |