Call reports 2011
COMMERCIAL BANK OF TEXAS, N.A. — 2011
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 412,257,000 | 460,182,000 | 469,401,000 | 451,384,000 |
| Total loans | 176,739,000 | 209,137,000 | 200,937,000 | 180,073,000 |
| Allowance for loan losses | 2,757,000 | 2,727,000 | 2,763,000 | 2,637,000 |
| Securities available for sale | 176,605,000 | 184,249,000 | 198,121,000 | 202,018,000 |
| Securities held to maturity | 20,007,000 | 19,607,000 | 17,413,000 | 20,019,000 |
| Trading assets | 3,936,000 | 3,865,000 | 3,824,000 | 3,716,000 |
| Total deposits | 358,990,000 | 404,799,000 | 410,660,000 | 391,284,000 |
| Interest-bearing deposits | 276,117,000 | 314,016,000 | 311,714,000 | 295,840,000 |
| Noninterest-bearing deposits | 82,873,000 | 90,783,000 | 98,946,000 | 95,444,000 |
| Equity capital | 40,467,000 | 42,297,000 | 44,296,000 | 44,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,861,000 | 8,079,000 | 12,706,000 | 17,218,000 |
| Interest expense | 861,000 | 1,760,000 | 2,638,000 | 3,436,000 |
| Net interest income | 3,000,000 | 6,319,000 | 10,068,000 | 13,782,000 |
| Noninterest income | 1,599,000 | 3,365,000 | 5,434,000 | 7,593,000 |
| Noninterest expense | 3,431,000 | 7,340,000 | 11,207,000 | 15,522,000 |
| Provision for loan losses | 50,000 | 150,000 | 285,000 | 285,000 |
| Pretax income | 1,118,000 | 2,194,000 | 4,010,000 | 5,568,000 |
| Income tax | 322,000 | 634,000 | 1,210,000 | 1,140,000 |
| Net income | 796,000 | 1,560,000 | 2,800,000 | 4,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,916,000 | 34,714,000 | 35,454,000 | 36,886,000 |
| Total capital | 37,260,000 | 37,441,000 | 38,184,000 | 39,523,000 |
| Risk-weighted assets | 187,139,000 | 225,858,000 | 224,941,000 | 214,324,000 |