Call reports 2010
COMMERCIAL BANK OF TEXAS, N.A. — 2010
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 397,044,000 | 405,511,000 | 398,191,000 | 408,784,000 |
| Total loans | 187,569,000 | 188,579,000 | 186,929,000 | 178,132,000 |
| Allowance for loan losses | 2,372,000 | 2,774,000 | 2,657,000 | 2,749,000 |
| Securities available for sale | 141,943,000 | 142,093,000 | 142,968,000 | 155,631,000 |
| Securities held to maturity | 22,091,000 | 21,419,000 | 21,324,000 | 21,300,000 |
| Trading assets | 4,404,000 | 4,305,000 | 4,075,000 | 3,978,000 |
| Total deposits | 346,065,000 | 348,293,000 | 343,584,000 | 355,466,000 |
| Interest-bearing deposits | 273,928,000 | 273,031,000 | 265,130,000 | 269,229,000 |
| Noninterest-bearing deposits | 72,137,000 | 75,262,000 | 78,454,000 | 86,237,000 |
| Equity capital | 37,450,000 | 38,544,000 | 40,383,000 | 40,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,026,000 | 8,109,000 | 12,278,000 | 16,341,000 |
| Interest expense | 1,054,000 | 2,098,000 | 3,089,000 | 4,006,000 |
| Net interest income | 2,972,000 | 6,011,000 | 9,189,000 | 12,335,000 |
| Noninterest income | 2,070,000 | 3,809,000 | 5,612,000 | 7,551,000 |
| Noninterest expense | 3,299,000 | 6,597,000 | 9,903,000 | 13,240,000 |
| Provision for loan losses | 362,000 | 827,000 | 877,000 | 1,025,000 |
| Pretax income | 1,381,000 | 2,519,000 | 4,276,000 | 5,876,000 |
| Income tax | 414,000 | 740,000 | 1,279,000 | 1,709,000 |
| Net income | 967,000 | 1,779,000 | 2,997,000 | 4,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,011,000 | 32,605,000 | 33,598,000 | 34,545,000 |
| Total capital | 34,297,000 | 34,918,000 | 35,880,000 | 36,868,000 |
| Risk-weighted assets | 182,764,000 | 184,602,000 | 182,202,000 | 185,444,000 |