Call reports 2009
COMMERCIAL BANK OF TEXAS, N.A. — 2009
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 344,049,000 | 340,849,000 | 360,415,000 | 375,188,000 |
| Total loans | 187,715,000 | 190,902,000 | 191,167,000 | 187,765,000 |
| Allowance for loan losses | 1,921,000 | 2,007,000 | 1,989,000 | 2,061,000 |
| Securities available for sale | 93,186,000 | 93,032,000 | 101,818,000 | 116,549,000 |
| Securities held to maturity | 14,976,000 | 18,472,000 | 18,972,000 | 20,625,000 |
| Trading assets | 5,332,000 | 5,212,000 | 4,954,000 | 4,712,000 |
| Total deposits | 293,258,000 | 290,154,000 | 310,468,000 | 319,702,000 |
| Interest-bearing deposits | 224,641,000 | 223,364,000 | 241,052,000 | 247,944,000 |
| Noninterest-bearing deposits | 68,617,000 | 66,790,000 | 69,416,000 | 71,758,000 |
| Equity capital | 34,368,000 | 34,285,000 | 35,699,000 | 36,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,172,000 | 8,505,000 | 12,663,000 | 16,765,000 |
| Interest expense | 1,238,000 | 2,402,000 | 3,574,000 | 4,686,000 |
| Net interest income | 2,934,000 | 6,103,000 | 9,089,000 | 12,079,000 |
| Noninterest income | 1,503,000 | 3,000,000 | 4,644,000 | 6,472,000 |
| Noninterest expense | 3,244,000 | 6,620,000 | 9,987,000 | 13,342,000 |
| Provision for loan losses | 134,000 | 275,000 | 316,000 | 484,000 |
| Pretax income | 1,059,000 | 2,208,000 | 3,430,000 | 4,725,000 |
| Income tax | 313,000 | 652,000 | 1,011,000 | 1,320,000 |
| Net income | 746,000 | 1,556,000 | 2,419,000 | 3,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,665,000 | 31,259,000 | 31,908,000 | 32,681,000 |
| Total capital | 32,586,000 | 33,266,000 | 33,897,000 | 34,742,000 |
| Risk-weighted assets | 165,128,000 | 170,013,000 | 174,222,000 | 178,491,000 |