Call reports 2008
COMMERCIAL BANK OF TEXAS, N.A. — 2008
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 316,550,000 | 312,938,000 | 333,902,000 | 335,341,000 |
| Total loans | 181,285,000 | 180,018,000 | 178,292,000 | 186,645,000 |
| Allowance for loan losses | 1,785,000 | 1,826,000 | 1,725,000 | 1,787,000 |
| Securities available for sale | 75,237,000 | 72,464,000 | 82,562,000 | 97,917,000 |
| Securities held to maturity | 14,446,000 | 14,441,000 | 14,435,000 | 14,430,000 |
| Trading assets | 5,565,000 | 4,670,000 | 6,010,000 | 5,484,000 |
| Total deposits | 271,340,000 | 269,237,000 | 283,785,000 | 282,932,000 |
| Interest-bearing deposits | 212,633,000 | 206,581,000 | 264,621,000 | 260,093,000 |
| Noninterest-bearing deposits | 58,707,000 | 62,656,000 | 19,164,000 | 22,839,000 |
| Equity capital | 33,482,000 | 32,032,000 | 33,122,000 | 33,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,323,000 | 8,558,000 | 12,725,000 | 16,980,000 |
| Interest expense | 1,828,000 | 3,375,000 | 4,873,000 | 6,314,000 |
| Net interest income | 2,495,000 | 5,183,000 | 7,852,000 | 10,666,000 |
| Noninterest income | 1,622,000 | 3,112,000 | 4,472,000 | 5,918,000 |
| Noninterest expense | 2,973,000 | 5,966,000 | 8,979,000 | 12,077,000 |
| Provision for loan losses | 98,000 | 181,000 | 215,000 | 335,000 |
| Pretax income | 1,191,000 | 2,293,000 | 3,275,000 | 4,427,000 |
| Income tax | 347,000 | 675,000 | 963,000 | 1,278,000 |
| Net income | 844,000 | 1,618,000 | 2,312,000 | 3,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,442,000 | 29,012,000 | 29,504,000 | 30,137,000 |
| Total capital | 31,227,000 | 30,838,000 | 31,229,000 | 31,924,000 |
| Risk-weighted assets | 153,667,000 | 156,310,000 | 155,908,000 | 165,302,000 |