Call reports 2006
COMMERCIAL BANK OF TEXAS, N.A. — 2006
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 300,913,000 | 299,476,000 | 300,936,000 | 302,114,000 |
| Total loans | 142,404,000 | 141,808,000 | 147,444,000 | 148,065,000 |
| Allowance for loan losses | 1,471,000 | 1,543,000 | 1,489,000 | 1,528,000 |
| Securities available for sale | 102,258,000 | 102,673,000 | 102,506,000 | 102,067,000 |
| Securities held to maturity | 11,923,000 | 11,913,000 | 11,903,000 | 12,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,506,000 | 263,804,000 | 264,163,000 | 265,632,000 |
| Interest-bearing deposits | 210,217,000 | 209,043,000 | 207,948,000 | 208,604,000 |
| Noninterest-bearing deposits | 55,289,000 | 54,761,000 | 56,215,000 | 57,028,000 |
| Equity capital | 28,648,000 | 28,753,000 | 29,836,000 | 30,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,724,000 | 7,617,000 | 11,724,000 | 15,613,000 |
| Interest expense | 1,369,000 | 2,906,000 | 4,529,000 | 6,249,000 |
| Net interest income | 2,355,000 | 4,711,000 | 7,195,000 | 9,364,000 |
| Noninterest income | 1,375,000 | 3,325,000 | 4,606,000 | 6,172,000 |
| Noninterest expense | 2,610,000 | 5,403,000 | 8,082,000 | 10,841,000 |
| Provision for loan losses | 20,000 | 129,000 | 164,000 | 242,000 |
| Pretax income | 1,100,000 | 2,504,000 | 3,555,000 | 4,453,000 |
| Income tax | 341,000 | 780,000 | 1,097,000 | 1,303,000 |
| Net income | 759,000 | 1,724,000 | 2,458,000 | 3,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,696,000 | 27,242,000 | 27,667,000 | 27,985,000 |
| Total capital | 28,167,000 | 28,785,000 | 29,156,000 | 29,513,000 |
| Risk-weighted assets | 124,424,000 | 130,884,000 | 131,029,000 | 133,215,000 |