Call reports 2001
COMMERCIAL BANK OF TEXAS, N.A. — 2001
What COMMERCIAL BANK OF TEXAS, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 262,784,000 | 266,854,000 | 276,034,000 | 283,871,000 |
| Total loans | 137,499,000 | 141,769,000 | 152,734,000 | 152,506,000 |
| Allowance for loan losses | 1,606,000 | 1,614,000 | 1,564,000 | 1,585,000 |
| Securities available for sale | 80,121,000 | 81,909,000 | 79,788,000 | 73,426,000 |
| Securities held to maturity | 1,478,000 | 3,082,000 | 3,079,000 | 3,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,541,000 | 239,244,000 | 247,134,000 | 251,215,000 |
| Interest-bearing deposits | 201,305,000 | 204,339,000 | 212,000,000 | 215,404,000 |
| Noninterest-bearing deposits | 33,236,000 | 34,905,000 | 35,134,000 | 35,811,000 |
| Equity capital | 23,595,000 | 23,377,000 | 24,234,000 | 24,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,522,000 | 9,030,000 | 13,186,000 | 17,422,000 |
| Interest expense | 2,531,000 | 5,021,000 | 7,418,000 | 9,607,000 |
| Net interest income | 1,991,000 | 4,009,000 | 5,768,000 | 7,815,000 |
| Noninterest income | 1,350,000 | 2,145,000 | 3,157,000 | 4,380,000 |
| Noninterest expense | 2,459,000 | 4,780,000 | 7,033,000 | 9,302,000 |
| Provision for loan losses | 0 | 42,000 | 110,000 | 417,000 |
| Pretax income | 884,000 | 1,334,000 | 1,784,000 | 2,478,000 |
| Income tax | 309,000 | 469,000 | 624,000 | 864,000 |
| Net income | 575,000 | 865,000 | 1,160,000 | 1,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,709,000 | 18,859,000 | 19,112,000 | 19,508,000 |
| Total capital | 20,200,000 | 20,397,000 | 20,676,000 | 21,093,000 |
| Risk-weighted assets | 119,126,000 | 122,954,000 | 128,041,000 | 129,951,000 |