Call reports 2025
PREMIERBANK — 2025
What PREMIERBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 581,906,000 | 558,304,000 | 560,747,000 | 579,979,000 |
| Total loans | 351,150,000 | 360,376,000 | 361,588,000 | 367,760,000 |
| Allowance for loan losses | 4,414,000 | 4,506,000 | 4,525,000 | 4,604,000 |
| Securities available for sale | 149,711,000 | 152,087,000 | 150,606,000 | 144,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,707,000 | 450,758,000 | 447,848,000 | 452,789,000 |
| Interest-bearing deposits | 321,519,000 | 316,179,000 | 307,088,000 | 316,983,000 |
| Noninterest-bearing deposits | 140,188,000 | 134,579,000 | 140,760,000 | 135,806,000 |
| Equity capital | 40,564,000 | 42,452,000 | 46,299,000 | 48,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,302,000 | 12,817,000 | 19,359,000 | 25,922,000 |
| Interest expense | 2,196,000 | 4,256,000 | 6,248,000 | 8,021,000 |
| Net interest income | 4,106,000 | 8,561,000 | 13,111,000 | 17,901,000 |
| Noninterest income | 877,000 | 1,902,000 | 2,862,000 | 4,074,000 |
| Noninterest expense | 5,074,000 | 9,133,000 | 13,030,000 | 16,942,000 |
| Provision for loan losses | 0 | 40,000 | 55,000 | 145,000 |
| Pretax income | -91,000 | 1,290,000 | 2,888,000 | 4,877,000 |
| Income tax | -105,000 | 66,000 | 254,000 | 503,000 |
| Net income | 14,000 | 1,224,000 | 2,634,000 | 4,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,376,000 | 53,072,000 | 54,202,000 | 54,708,000 |
| Total capital | 57,108,000 | 57,897,000 | 59,046,000 | 59,662,000 |
| Risk-weighted assets | 412,319,000 | 431,905,000 | 428,774,000 | 437,908,000 |