Call reports 2023
PREMIERBANK — 2023
What PREMIERBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 551,693,000 | 555,488,000 | 535,606,000 | 536,917,000 |
| Total loans | 317,633,000 | 321,250,000 | 321,549,000 | 323,490,000 |
| Allowance for loan losses | 4,490,000 | 4,443,000 | 4,118,000 | 4,182,000 |
| Securities available for sale | 175,218,000 | 170,786,000 | 159,534,000 | 161,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,307,000 | 436,876,000 | 435,262,000 | 441,630,000 |
| Interest-bearing deposits | 303,468,000 | 298,977,000 | 302,911,000 | 308,895,000 |
| Noninterest-bearing deposits | 138,839,000 | 137,899,000 | 132,351,000 | 132,735,000 |
| Equity capital | 42,399,000 | 40,874,000 | 34,626,000 | 41,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,890,000 | 9,952,000 | 15,144,000 | 20,779,000 |
| Interest expense | 934,000 | 2,350,000 | 4,203,000 | 6,247,000 |
| Net interest income | 3,956,000 | 7,602,000 | 10,941,000 | 14,532,000 |
| Noninterest income | 845,000 | 1,692,000 | 2,500,000 | 3,389,000 |
| Noninterest expense | 3,676,000 | 7,492,000 | 11,279,000 | 15,256,000 |
| Provision for loan losses | 30,000 | 40,000 | -279,000 | -279,000 |
| Pretax income | 1,129,000 | 1,796,000 | 2,156,000 | 2,676,000 |
| Income tax | 193,000 | 279,000 | 151,000 | 1,733,000 |
| Net income | 936,000 | 1,517,000 | 2,005,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,295,000 | 53,443,000 | 53,948,000 | 51,778,000 |
| Total capital | 57,785,000 | 57,885,000 | 58,385,000 | 56,279,000 |
| Risk-weighted assets | 378,314,000 | 384,857,000 | 388,911,000 | 391,301,000 |