Call reports 2022
PREMIERBANK — 2022
What PREMIERBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 538,571,000 | 531,089,000 | 528,133,000 | 554,421,000 |
| Total loans | 268,396,000 | 296,312,000 | 303,805,000 | 310,011,000 |
| Allowance for loan losses | 4,477,000 | 4,415,000 | 4,454,000 | 4,458,000 |
| Securities available for sale | 188,102,000 | 179,466,000 | 171,401,000 | 172,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,819,000 | 439,924,000 | 445,740,000 | 468,067,000 |
| Interest-bearing deposits | 304,191,000 | 296,317,000 | 298,303,000 | 313,682,000 |
| Noninterest-bearing deposits | 140,628,000 | 143,607,000 | 147,437,000 | 154,385,000 |
| Equity capital | 45,173,000 | 37,935,000 | 32,978,000 | 36,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,874,000 | 7,932,000 | 12,304,000 | 17,067,000 |
| Interest expense | 105,000 | 228,000 | 540,000 | 1,251,000 |
| Net interest income | 3,769,000 | 7,704,000 | 11,764,000 | 15,816,000 |
| Noninterest income | 847,000 | 1,703,000 | 2,523,000 | 3,493,000 |
| Noninterest expense | 3,261,000 | 6,618,000 | 10,040,000 | 13,484,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 1,708,000 | 3,139,000 | 4,587,000 | 6,302,000 |
| Income tax | 338,000 | 611,000 | 882,000 | 1,232,000 |
| Net income | 1,370,000 | 2,528,000 | 3,705,000 | 5,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,941,000 | 51,116,000 | 52,310,000 | 52,342,000 |
| Total capital | 54,250,000 | 55,531,000 | 56,764,000 | 56,800,000 |
| Risk-weighted assets | 344,586,000 | 370,498,000 | 373,864,000 | 364,205,000 |