Call reports 2021
PREMIERBANK — 2021
What PREMIERBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 517,866,000 | 525,006,000 | 527,772,000 | 547,946,000 |
| Total loans | 242,404,000 | 246,396,000 | 256,654,000 | 255,620,000 |
| Allowance for loan losses | 4,448,000 | 4,467,000 | 4,469,000 | 4,473,000 |
| Securities available for sale | 194,514,000 | 211,387,000 | 206,848,000 | 201,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,719,000 | 409,616,000 | 415,918,000 | 443,856,000 |
| Interest-bearing deposits | 266,933,000 | 275,445,000 | 281,992,000 | 306,495,000 |
| Noninterest-bearing deposits | 138,786,000 | 134,171,000 | 133,926,000 | 137,361,000 |
| Equity capital | 58,622,000 | 60,530,000 | 60,613,000 | 58,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,544,000 | 7,216,000 | 11,051,000 | 14,984,000 |
| Interest expense | 130,000 | 252,000 | 371,000 | 476,000 |
| Net interest income | 3,414,000 | 6,964,000 | 10,680,000 | 14,508,000 |
| Noninterest income | 1,381,000 | 2,368,000 | 3,382,000 | 4,258,000 |
| Noninterest expense | 2,972,000 | 6,187,000 | 9,352,000 | 12,574,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 2,225,000 | 3,631,000 | 5,193,000 | 6,672,000 |
| Income tax | 518,000 | 788,000 | 1,089,000 | 1,358,000 |
| Net income | 1,707,000 | 2,843,000 | 4,104,000 | 5,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,406,000 | 49,200,000 | 50,478,000 | 48,554,000 |
| Total capital | 52,048,000 | 53,047,000 | 54,451,000 | 52,711,000 |
| Risk-weighted assets | 290,614,000 | 307,144,000 | 317,388,000 | 332,250,000 |